From AI Ideas to Structured Finance
🧵 Putting ESG + AI Where They Belong — at the Core of Real Banking
I’ve been working in IT, data analytics, and AI since the early 2000s — inspired by academic breakthroughs and the beauty of pure algorithms. But once I entered industry, reality hit hard.
🔧 Huge software projects were constantly delayed, overcomplicated, or poorly executed — not because the tech didn’t work, but because organization, culture, politics, and shifting priorities got in the way. It felt like running scientific experiments in a storm — with missing parts and no lab.
When we started working with banks last year, I had a déjà vu. ESG is on every agenda, but EPC certificates are still stuck in PDFs, 📊Excel is king, 📉reporting takes months, and 🧓legacy systems dominate. ⚠️Meanwhile, regulatory pressure is rising, cost efficiency is critical, and access to cheaper, ESG-linked funding is a key priority.
💡But what if data and AI could finally become an enabler — not an experiment or bottleneck? What if we could turn asset data into something transparent, structured, ESG-ready — ✅ powering covered bonds and green bonds, ✅ securitisation risks monitoring, and even ✅ sustainable lending strategies?
🚀That’s why we founded EcoAsset.ai. We knew it would be tough. Covered bonds and structured finance aren’t known for agility. But we’re here — learning, listening, pivoting… and earning trust.
📢 This week, Eric Schmidt (Ex. CEO Google) said: “AI is underhyped.”
Surprising? Yes.
But he’s right. We hear “AI” everywhere — and yet true enterprise-grade AI is still rare.
That’s exactly our mission:
🔍 ESG + AI should be at the core of modern European banking — and we’re building the platform to make that real.
Yes, enterprise culture still eats AI for breakfast. But we’re working on the recipe. 🍳
